There are some good ideas in this article but one of the main problems is that it all seems so hard. Debt can be so overwhelming that there seems no way out, we think of it first thing as we wake and last thing at night before we sleep and as the problem is so big we don’t know where to start so we do nothing. What I found is that if I just look at one area at a time and start to make changes after a while those small steps become big changes.
There are some good ideas in this article but one of the main problems is that it all seems so hard. Debt can be so overwhelming that there seems no way out, we think of it first thing as we wake and last thing at night before we sleep and as the problem is so big we don’t know where to start so we do nothing. What I found is that if I just look at one area at a time and start to make changes after a while those small steps become big changes.