Here are this week’s debt-reduction related articles:

• Free Money Finance hosts a guest post on 11 smart ways to help get out of debt.
• Christian Personal Finance discusses how to apply a lump sum payment to your debt.
• The Smarter Wallet has a bold way to get debt canceled:  just ask for it.
• Debt Tips describes ways to keep debt collectors from getting nasty.
• Canadian Finance Blog list some debt relief options that work.

Thanks!

• Debt Reduction Formula has posted the carnival Thanks go over to Debt Reduction Formula for hosting this week's Carnival of Debt Reduction! Four of the submitted posts caught his fancy: Frugal Dad asks: Is It Easier to Lose Weight or Pay Down Debt? Paid Twice talks about Debt As The American Way DebtFREE-Revolution posted on Too Much......
• Living Almost Large has posted the Carnival Thanks to Living Almost Large for hosting this week's Carnival of Debt Reduction.  We both got a bunch of snow over the past couple of days, and on my end it took a while for the Internet to thaw out.  So here are the Editor's Picks for this week: Payday......

• Friday Links Canadian Capitalist posted about what portfolio size you need for choosing ETFs over index funds. Generation X Finance lists 8 small changes you can make to save an extra $100 this month. Thicken My Wallet asks if Facebook is bad for your career? Million Dollar Journey brings up the Costco debate.......
• What Order Should I Pay Off My Debt? Stacy writes in with the following questions regarding getting out of debt: Q: If you have a canceled credit card and its balance is the lowest should you work on paying that one off first or one that isn't canceled? Also, would you work on paying over the credit limit......