Here are this week’s debt-reduction-related posts:

• Live Real, Now seems to be breaking the chains of servitude.  Congratulations!
• Debt Tips asks if it’s morally wrong to use debt settlement.
• Wealth Pilgrim gives a couple of ways to go about reducing mortgage payments.
• PT Money runs down some ways to reduce your first mortgage debt — before you even take it on.
• The Smarter Wallet talks about aspects of paying down that credit card debt.

Thanks everyone!  Have a great week!

• A pre-Christmas Carnival of Debt Reduction As we dig ourselves out from the snow on the East coast, here are the debt reduction articles that made the cut this week.  The two personal debt reduction stories are up top! Live Real, Now is totally open with the kids about their debt. No Debt Plan is ready......
• Here's this week's Carnival Thanks for stopping by.  Here are this week's debt reduction posts: Wealth Pilgrim discusses whether to put extra money toward your mortgage, or invest it. Smart on Money tells how to start down the road to debt reduction, Dave Ramsey style. PT Money reminds us of one of the side......

• Green Panda; What is Cool Around the Web This Week Every Friday, I’ll pull out the 15 coolest personal finance article I found on the blogs I read weekly: #1 Top 5 Personal Finance App on Androids @ 20 Something Finance #2 Using credit cards overseas @ Money under 30 #3 Why Buy IPO Stocks? @ The Oblivious Investor #4......
• Holiday Shopping Techniques To Avoid Breaking the Bank It is looking like the upcoming holiday season will be gloomy for many families, given the current state of the economy and continued bad news on many financial fronts. While this may not be a time to go all out with gifts, there are holiday shopping techniques that you can......