Here are this week’s debt reduction posts for your reading pleasure (personal debt reduction story at the top!):

• Personal Finance Journey cut the cable and applied the savings to Operation Destroy Debt.
• Debt-Tips.com discusses the pros and cons of debt settlement.
• Free Money Finance calls the mortgage interest tax deduction a consolation prize.
• Balance Junkie does the math on the cost of debt.
• Reduce Debt Faster talks about the pluses and minuses of debt reduction programs.
• PT Money lists ways that you can legally eliminate your credit card debt.
• Studenomics has a post on treating your student loans right.
• Digerati Life talks about DebtGoal (and may still be running a contest for a free subscription to the service).
• The Smarter Wallet gives tips on improving your credit score.
• Free From Broke warns against analysis paralysis with deciding which debt to pay down first.
• Eliminate The Muda! discusses how to deal with debt collection.

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• Paid Twice has a scary Carnival of Debt Reduction! Thanks very much to I've Paid For This Twice Already ... for hosting this week's Carnival of Debt Reduction!  A pretty large number of articles this week, with six editor's picks:Debt Sucks talks about the upcoming student loan payback in a post entitled Crisis Imminent.TV Girl and Money describes how......
• A pre-Christmas Carnival of Debt Reduction As we dig ourselves out from the snow on the East coast, here are the debt reduction articles that made the cut this week.  The two personal debt reduction stories are up top! Live Real, Now is totally open with the kids about their debt. No Debt Plan is ready......

• The Benefits Of Debt Reduction Debt reduction has become the goal of thousands of people across the nation.  People have found that accumulating debt carries a heavy price in today's economic environment and as interest rates rise and credit becomes tighter, carrying the debt costs even more.  The only way to find financial freedom and......
• Best Reads of the Week: The Demographic Profile of Millennials Edition Being a student of social anthropology, I always find generational studies particularly interesting because they ask wide array of behavioral, economic, and big picture questions that have a fairly good chance of impacting the future path of a country. This demographic profile, from the Pew Center on the American Millennial......