Here are this week’s debt reduction posts for your reading pleasure (personal debt reduction story at the top!):

• Personal Finance Journey cut the cable and applied the savings to Operation Destroy Debt.
• Debt-Tips.com discusses the pros and cons of debt settlement.
• Free Money Finance calls the mortgage interest tax deduction a consolation prize.
• Balance Junkie does the math on the cost of debt.
• Reduce Debt Faster talks about the pluses and minuses of debt reduction programs.
• PT Money lists ways that you can legally eliminate your credit card debt.
• Studenomics has a post on treating your student loans right.
• Digerati Life talks about DebtGoal (and may still be running a contest for a free subscription to the service).
• The Smarter Wallet gives tips on improving your credit score.
• Free From Broke warns against analysis paralysis with deciding which debt to pay down first.
• Eliminate The Muda! discusses how to deal with debt collection.

Thanks!  Be sure to link to your favorite posts and share the love.

Got debt reduction questions prompted by these articles!  Ask them over at Cash Commons!

Interested in hosting the Carnival of Debt Reduction?  Drop me a line!

• Carnival of Debt Reduction: Happy Martin Luther King Day! Here are this week's submitted on-topic posts: Reduce Debt Faster gives options for consolidating unsecured credit card debt. Canadian Finance Blog discusses consolidating debts after marriage. Studenomics debates whether student credit cards are a good or bad idea. The Digerati Life offers solutions to break the debt cycle. Bible Money......
• A post-tax-deadline Carnival of Debt Reduction Now that the tax deadline anxiety has (hopefully) passed, here are this week's debt reduction posts: Debt-Tips.com runs through the ABC's of getting out of debt faster. The Digerati Life is a fan of debt snowflaking. The Smarter Wallet shows how to get out of debt in four easy steps.......

• Sunday Money Madness: Money and Frugalness Hello and welcome to the Money and Frugalness edition of the Sunday Money Madness Roundup. Several categories are presented below to help break up the collection of weekend reading links. Pull up a seat, grab your coffee and peruse to your heart's content. Save Money | Frugal Tips: Digerati Life......
• Debt reduction vs. retirement savings: which first? Liz Pulliam Weston wrote a nice article recently describing nine money priorities.  She lists them from top priority on down: Pay your bills Save $500 Start saving for retirement Pay off "toxic" debt Bolster your emergency fund Check out long-term disability insurance Enhance your retirement savings Start saving for college......