Here are this week’s debt-reduction specific submissions, with any personal debt reduction stories up top.  Bit of a short one, but that’s fine!

• Man vs. Debt runs through his family’s October budget results.
• The Digerati Life shares a guest post of someone who has experience with loan modification companies.
• The Smarter Wallet discusses good debt vs. bad debt.

Have a great week!

• No Debt Plan has posted this week's Carnival A big thank-you to No Debt Plan for hosting this week's Carnival of Debt Reduction!  He's organized the submissions in categories for your viewing pleasure.  His picks this weeks: Help My Money Grow thinks that retirement is not for everyone Early Retirement Extreme tells us why he won’t join the......
• Broke Grad Student has posted the Carnival A big thank-you to Broke Grad Student for hosting this week's Carnival of Debt Reduction!  Here were four posts that made Editor's Pick this week: My Daily Dollars tells about how one phone call to her credit card company saved her $1,000 Living the Cheap Life exposes the real truth......

• Weekly Thoughts: Too Slow... Have you ever had a good idea, a wonderful idea you couldn't wait to put into practice.  Then, before you had the chance to actually carry it out, you discovered that someone not only had the same idea, but managed to put it into practice before you even got the......
• Personal Finance and Debt Reduction carnivals! They're up! Step right up and get your FREE money posts! MyMoneyBlog.com did a great job with this week's Carnival of Debt Reduction. Eight posts this week -- both with people who advise others in debt reduction and those who are reducing debt themselves. I encourage you to check......