A big thank-you to Quest for Four Pillars for hosting this week’s Carnival of Debt Reduction.  His picks for this week from the submissions:

• Jeff Rose talks about debt consolidation loans.
• The Canadian Finance Blog discusses the difference between fixed and variable-rate mortgages.
• Debt Goal reports that foreclosure problems arrive at the superprime demographic.
• Free Money Finance shows how NOT to improve your credit.
• Debt Kid wonders if you could live without debt.
• Leave Debt Behind discusses how to negotiant lower interest rates on your cards.

Enjoy!

• Smart ways to reduce credit card debt (This guest post is presented courtesy of Debt Consolidation Care.) Often, you take many credit cards in order to maintain a certain standard of living. But the problem arises when you can't repay of the loans. The creditors start calling you time and again. Your credit score gets reduced. Therefore,......
• Reduce Debt Faster has posted the Carnival A special thanks to Reduce Debt Faster for hosting this week's Carnival of Debt Reduction.  Four posts hit the top of the heap: Trees Full of Money explained how they paid off over $90,000 in debt.  Bravo! Debt Tips discussed whether or not we should listen to debt experts. Christian......

• The Start Digging Out Of Credit Card Debt Challenge - Week Six. So, it has been about a month since the last time I posted an article for the challenge. How's it going? Have you had any success in lowering your credit card interest rates? Any luck setting up bi-monthly payments? Everything going according to plan? Let me know any concerns you......
• Roundup for week of 21 January 2007, and some carnivals Some links of interest from this week:Five Cent Nickel discusses steps he's taking with his business formation.Free Money Finance reviews a book on financial bliss.All Financial Matters answers a reader's question on calculating returns.Blueprint for Financial Prosperity outlines how to get a passport, now that you need it to travel......