More great news on the debt reduction front:  Sense To Save has paid off over $20,000 in credit card and car debt in less than two years!

Stop by to wish her congratulations!

• The No Credit Needed Network has posted the carnival Welcome to 2007 everyone!  Thanks again to NCN who filled in the busy end-of-year schedule to post the first Carnival of Debt Reduction for 2007!A few great personal debt reduction stories in this edition:Debt Hater with two posts on her lessons learned on debt and personal finances.Debt Free 4 Ever......
• Flashback: Have a plan for your debt-free life Savvy Saver hosted Carnival of Debt Reduction #35, and this week's flashback comes from Debt Sense: Once the bad debt's gone, then what? What a great question to ask! It's so easy to get immersed in the debt reduction swing of things that once the debt is gone and there's......

• Delaying Roth IRA Contributions One Year Could Cost You $74,000 Last year was the first year I have been able to make the maximum contribution to my Roth IRA, thanks in large part to becoming debt free. I was also able to fund a spousal IRA for my wife, who stays home with our kids. Now that it is 2010......
• How we paid down our debt and saved money at the same time..it can be done! I have been reading a lot of posts at different financial websites lately about the trouble people are having paying off their credit card debt while trying to save a little extra money for themselves. First of all, anyone doing their best to pay off credit card should be commended,......