Thanks to Pecuniarities for hosting this week’s Carnival of Debt Reduction with a Charles Dickens debtor’s prison theme!

Three articles made the cut this week for Editor’s Pick:

• I Pick Up Pennies wonders if we’re too optimistic
• Passive Family Income discusses gardening and the recession in America
• Five Cent Nickel presents a reader’s debt reduction vs. retirement savings dilemma

Thanks for reading!

• Here's this week's Carnival of Debt Reduction Welcome to this week's Carnival of Debt Reduction!  Here are the on-topic posts: Christian Personal Finance gives five reasons why you may not be out of debt yet. PT Money explains how to opt out of credit card offers (to stay on track with debt reduction). Free Money Finance has......
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• Totally Money Blog Carnival #18 - 6 Ways to Save Money Edition Welcome to the 18th edition of the Totally Money Carnival. This week's theme is spring, spring cleaning that is, and I ain't talking about those dust bunnies. I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips......