Thanks to Living Almost Large for hosting this week’s Carnival of Debt Reduction.  We both got a bunch of snow over the past couple of days, and on my end it took a while for the Internet to thaw out.  So here are the Editor’s Picks for this week:

• Payday Loans Review explains how Ohio cash advance stores may be skirting the law with payday clones.
• DebtGoal talks about how debt impacts your employment.
• Free Money Finance suggests ways to postpone foreclosure.
• Car Commentary posted on what to do if you can’t make your car payments.

Enjoy the rest of the posts!

• Blogging Away Debt has posted Carnival #116 A big thank-you to Tricia from Blogging Away Debt (who is now halfway toward her debt payoff goal!) for hosting this week's Carnival of Debt Reduction. Her five favorites from this week's submissions: Cooking Money posted on the side effects of being in debt I've Paid for this Twice Already......
• Welcome to this week's Carnival Here are this week's debt reduction posts for your reading pleasure (personal debt reduction story at the top!): Personal Finance Journey cut the cable and applied the savings to Operation Destroy Debt. Debt-Tips.com discusses the pros and cons of debt settlement. Free Money Finance calls the mortgage interest tax deduction......

• Paying off Debt in 9 Steps pt 3 Part three in the series on paying off debt: There is a solution to your problems with debt. These 9 steps will have you paying debt off in no time. 6 - Hunt down a good home equity loan. If you own your very own home and you have accumulated......
• Four and twenty Debt Reductions, baked in a pie Two dozen Carnivals of Debt Reduction already, and it's back to home base. Thanks for all of the great submissions! Here we go! Five Cent Nickel heads off the pack with some chat about Dave Ramsey's Baby Steps -- apparently he has a soft spot for some of Dave's ideas.......