Thanks go out to Ask Mr Credit Card for posting this holiday-time Carnival of Debt Reduction.  Several of the submitted posts caught his attention for Editor’s Picks:

• Free Money Finance discusses the benefits of debit cards
• Blueprint for Financial Prosperity explains why he thinks Dave Ramsey is brilliant
• The Digerati Life lists 21 deal sites to help in saving money for extra debt reduction

Enjoy the rest of the posts!

• Carnival of Debt Reduction: Happy Martin Luther King Day! Here are this week's submitted on-topic posts: Reduce Debt Faster gives options for consolidating unsecured credit card debt. Canadian Finance Blog discusses consolidating debts after marriage. Studenomics debates whether student credit cards are a good or bad idea. The Digerati Life offers solutions to break the debt cycle. Bible Money......
• And here's this week's Carnival Thanks for visiting this week's Carnival of Debt Reduction!  Here are this week's posts: Couple Money posts a great debt reduction strategy guide. Free Money Finance gives a seven step process for getting out of debt. Digerati Life shares a guest post on paying off student loans while carrying a......

• Roundup - Tis the Season To go shopping, hang out with friends, gather families, share food, bring laughter, and build memories. Happy Holidays! Banking, Credit, and Debt Credit Karma writes How Does Bankruptcy Affect Your Credit? The Sun's Financial Diary posts How to Use Your Credit Card without Going in Debt. The Consumerist with How......
• Money Hacks Carnival #87 Welcome to the 87th edition of the Money Hacks Carnival. Editor's Choice I really enjoyed these posts and think that they offer some practical tips for many people. Stop Trying to Time the Markets! was a wonderful article submitted by Man Vs. Debt. How to Retire Early has some practical tips......