Thanks go out to Ask Mr Credit Card for posting this holiday-time Carnival of Debt Reduction.  Several of the submitted posts caught his attention for Editor’s Picks:

• Free Money Finance discusses the benefits of debit cards
• Blueprint for Financial Prosperity explains why he thinks Dave Ramsey is brilliant
• The Digerati Life lists 21 deal sites to help in saving money for extra debt reduction

Enjoy the rest of the posts!

• Flashback: Pay down debt before you save a lot K's Financial Progress hosted the 4th Carnival of Debt Reduction.  The top article on that carnival was written by Jim over at Blueprint for Financial Prosperity: Don't save, pay off debt! His argument is a good one.  If you have a lot of credit card debt or loans to pay......
• Flashback: Work your debt reduction plan Waaaaaay back in Carnival of Debt Reduction #1, No Credit Needed was still in debt. His post for the premiere installment outlined his debt reduction strategies. His strategies were pretty simple: Collect your debt information and list the balances, annual percentage rates (APRs), and minimum payments. Go through your budget......

• Money Hacks Carnival #46 at The Writer's Coin The first edition of the Money Hacks Carnival for 2009 was hosted at The Writer's Coin.  This edition editor's pick was: Patrick @ Cash Money Life presents MacBook Vs. PC: Why I Chose PC posted at Cash Money Life. Really nice read for those like me that will be upgrading......
• 35th Money Hacks Carnival - The 1925 Railroad Edition. Welcome to the 35th Money Hacks Carnival! Last weekend, my wife and I headed out for a day trip through Northern New Mexico and Southern Colorado aboard the Cumbres & Toltec Railroad, a narrow-gauge train that still runs some of the same tracks it did back in 1925. The engines......