Free Money Finance hosted Carnival of Debt Reduction #33, and this week’s Flashback comes from Debt Sense: Cutting Expenses.

In order to make extra payments toward credit card balance it helps to find places to cut expenses. Here are six places that Debt Sense suggests:

1. Move to a less-expensive apartment. Or get a roommate if that’s possible.
2. Cut utility costs. Get rid of cable or just conserve energy.
3. Look for extras to cut. Nice-to-haves can be had later after the credit card balances are gone.
4. Be a grocery cheapskate. Shop smarter.
5. Skip the land line. If you can get by with just one type of phone, it costs less.
6. Drive smart. Watch the speed and the extra trips.

There are as many other ways to cut expenses as there are hairs on your head. (Unless you’re bald. Then there are as many ways to cut expenses as there are grains of sand on the beach.)

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