A big thank-you to No Debt Plan for hosting this week’s Carnival of Debt Reduction!  He’s organized the submissions in categories for your viewing pleasure.  His picks this weeks:

• Help My Money Grow thinks that retirement is not for everyone
• Early Retirement Extreme tells us why he won’t join the middle class
• Your Finish Rich Plan thinks we should consider the power of visualizing our debt
• Amy at Mom Advice is debt free. Woohoo!
• My Daily Dollars has lost her taste for junk

So please check out the rest of the great submissions over at this week’s Carnival!

• Paid Twice has posted the Carnival Thanks to I've Paid For This Twice Already for putting together a great Snowflake Edition Carnival of Debt Reduction!  Paid Twice has started a new website called SnowflakeRevolution.com which is designed to be a "compendium of snowflaking blogs" -- the kinds of snowflakes that build up to be debt snowballs.......
• Welcome to this week's Carnival! Happy Monday! Here are this week's posts. The two at the top are personal debt reduction stories. It's always a pleasure to receive these. Eliminate the Muda shares a personal story of how earning more doesn't always solve debt issues. Debt Free Adventure tells about his big win with Lending......

• SEP IRA: Self-Employed Retirement Plans Are you self-employed and looking to retire someday? I am. Since this website brings in a little income, it qualifies as a small business. Additionally, I contract for some other companies, which also counts as small business income. The life of a contractor is often one without a 401k. Despite......
• Looking for IVA advice? Take an IVA test! Imagine the following scenario: You're facing massive debts. But rather than having to declare bankruptcy and losing your financial independence, you're offered the chance of renegotiating a new deal with your creditors. After a period of five years, you have wiped the slate clean and you're debt-free again, ready......