Wandering Indian Monk hosted Carnival of Debt Reduction #30, and this week’s Flashback from that Carnival comes from Cakes and Ale: Freedom from debt.  How do you best use the money that you’ve set aside to pay down your debts?

• Don’t just shuffle the debt around.  The balances have to go down, too.
• Recognize that you brought the debt on yourself and you have to get out of it yourself.
• Use little windfalls to pay down more debt instead of going on a shopping spree.
• Keep paying more than the minimum on your debts.
• Do all of this with a strategy so that you can monitor your progress.

• Flashback: Pay down your debt with your tax refund Canadian Capitalist hosted Carnival of Debt Reduction #19, and this week's Flashback comes from Investing Intelligently: Pay Down That Debt With Your Tax Refund. These are Canadian personal finance blogs, but taxation is a sad reality in many countries, so this advice applies elsewhere as well.  This advice is especially......
• Carnival #53 is up at Journey to Financial Freedom Thanks very much to Journey to Financial Freedom for hosting this week's Carnival of Debt Reduction!Sixteen articles in this week's carnival -- thanks to everyone who submitted! Ones that I especially liked:Gratitude and debt.  Instead of looking at what you don't have, look at what you do have, and work......

• Paying Off Credit Card Debt Even tasks as challenging as getting out of credit card debt can be boiled down to less than a dozen steps.  Notice I called them simple, but that doesn't mean they are not difficult to follow through on.  It will take sheer determination, and a lot of sacrifice, to see......
• What Could I Sell For Debt Freedom? Here's an interesting question for you.  Would you sell all of your material possessions to become debt free (excluding things like family heirlooms, pictures, etc. that could not one day be replaced)?  If someone knocked on your door today and said, "I'll write a check for you to be debt......