Blueprint for Financial Prosperity hosted Carnival of Debt Reduction #25.  This week’s Flashback comes to you from Birds and Bills:  Frozen Assets.  This is another Jedi Credit Trick designed to slow your purchasing down.  If you have to wait for a card to melt from a block of ice, it gives you ample opportunity to consider why you’re trying to get at your plastic.  The main question to ask is: “Do I need this item badly enough that I want to pay interest on it?“  If the answer is no, then the trick worked.

• Welcome to Carnival of Debt Reduction #119 Good morning!  Thanks for stopping by, and I hope and pray that you and your family have a blessed Christmas. Welcome to this week's Carnival of Debt Reduction! A number of good articles this week, so let's get started. Some of my friends have consolidated their debt with a home......
• Flashback: Use a debt consolidation service? Mighty Bargain Hunter hosted Carnival of Debt Reduction #24, and this week's Flashback comes from a post by Blueprint for Financial Prosperity: What Do Debt Consolidation Services Offer? Debt consolidation services are legitimate. They help you to simplify your debt reduction process by paying your creditors from one check that......

• Peer-To-Peer Lending- Is Prosper.com A Scam? If you are looking for a loan or an investment opportunity you have probably considered a bank or credit union as your first choice.  As other companies and opportunities become available in the world of finance, both borrowers and investors explore other companies to meet financial goals.  Peer-to-peer lending is......
• SmartyPig Increases Interest Rates! As if I didn't love SmartyPig enough. I got an email yesterday letting me know that my interest rate was changing. I got a little nervous, thinking that all good things must come to an end. But then, something amazing happened. They're actually increasing the interest rates on May 19th!......