Blueprint for Financial Prosperity hosted Carnival of Debt Reduction #25.  This week’s Flashback comes to you from Birds and Bills:  Frozen Assets.  This is another Jedi Credit Trick designed to slow your purchasing down.  If you have to wait for a card to melt from a block of ice, it gives you ample opportunity to consider why you’re trying to get at your plastic.  The main question to ask is: “Do I need this item badly enough that I want to pay interest on it?“  If the answer is no, then the trick worked.

• Flashback: Credit card condoms? Hey, whatever it takes! ~Dawn over at Frugal For Life hosted Carnival of Debt Reduction #9.  One post from Personal Finance Advice from that carnival I remember if for no other reason than the name: Credit card condoms The premise in creating a prophylactic to fit over your credit card is to make you......
• Flashback: Pay more often Journey to Financial Freedom hosted Carnival #23, and this week's Flashback is from Healthy, Wealthy, and Wise: Making Monthly Payments Weekly.  Dividing up your payments (paying a fraction every week rather than once a month, for example) allows a faster paydown of a loan.  Plus, if you divide your payment......

• Balancing Good Vs. Bad Debt In This Economy. Every headline you read about personal finance right now says to get out of debt. With the economy crashing, the last thing you want to carry with you is debt, right? Well, yes and no - you do want to get rid of any credit card debt, for sure. But......
• How To Melt Silver Coins Before you decide to melt your silver coins down, for whatever purpose, there are a few important points that you should be aware of. The first, and most important, thing to understand is that in the United States it is illegal to destroy minted coins. If the coin itself is......