Mighty Bargain Hunter hosted Carnival of Debt Reduction #24, and this week’s Flashback comes from a post by Blueprint for Financial Prosperity: What Do Debt Consolidation Services Offer?

Debt consolidation services are legitimate. They help you to simplify your debt reduction process by paying your creditors from one check that you give them. This costs money, though, and NCN, who’s gotten out of debt by himself, didn’t think that this was the way to do it. It’s more expensive, you lose a little control of your money, and you can do the same thing for free. And with all of the free resources on blogs like NCN’s, it makes even more sense to try to do it on your own.

• Flashback: Gain inspiration to reduce your debt Blueprint for Financial Prosperity hosted lucky Carnival of Debt Reduction #7.  The flashback post from that carnival comes from Chief Family Officer: Get Inspired! (To Reduce Your Debt) The quote from the post says it very well: "Sometimes it's hard having debt and finding the motivation to pay it all......
• Debt reduction tip: Emergency! Emergency! Throwing extra money against your consumer debt is a very good thing to do.  (The credit card companies hope that you don't do this, because it allows them to charge you interest for a really long period of time, sometimes over a decade.) So if throwing extra money at your......

• Is Consolidation Always the Answer? One of the most important things that you can come to understand regarding your debt and the concept of debt consolidation is this: You absolutely cannot borrow your way out of debt, in order to solve all of your problems. More than 80 percent of all individuals that managed to......
• 29 Free Or Low Cost Ways To Save Energy & Money. With everyone's energy costs rising so rapidly and our economy in question at least for another couple of years, we are all starting to look for easy ways to cut energy use and save money, for little to no cost. And here is where this list, and you, the reader,......