Mighty Bargain Hunter hosted Carnival of Debt Reduction #24, and this week’s Flashback comes from a post by Blueprint for Financial Prosperity: What Do Debt Consolidation Services Offer?

Debt consolidation services are legitimate. They help you to simplify your debt reduction process by paying your creditors from one check that you give them. This costs money, though, and NCN, who’s gotten out of debt by himself, didn’t think that this was the way to do it. It’s more expensive, you lose a little control of your money, and you can do the same thing for free. And with all of the free resources on blogs like NCN’s, it makes even more sense to try to do it on your own.

• Welcome to the Carnival of Debt Reduction Welcome to this week's Carnival of Debt Reduction!  The personal ones are up on top since I've always felt that personal stories on debt reduction are what make the carnival unique.  Enjoy! Debt Reduction Stories No Credit Needed's parents are debt free! Ask Mr. Credit Card interviews Man vs. Debt......
• Memorial Day Carnival Happy Memorial Day everyone! Here are this week's debt reduction posts: Debt Free Tips shows what the right moves are when debt is excessive. RateLines.com gives some tips on reducing debt in order to retire debt-free. Reduce Debt Faster asks if debt negotiation services really work. Free Money Finance discusses......

• Looking for Debt Consolidation Loans? When I was looking to eliminate my debt I looked at many methods. One way was debt consolidation. I called around for rates on personal loans at local banks, and eventually decided to transfer all my various credit card balances to 1 balance via a 0% credit card transfer offer.......
• The Truth About Dividends When most of us hear the word dividends, we think about the easy life, of lying around on the beach while earning an insane amount of money. The cold hard truth is a lot less pretty. Dividends can pay, but unless you've got a lot of money invested, your returns......