Mighty Bargain Hunter hosted Carnival of Debt Reduction #24, and this week’s Flashback comes from a post by Blueprint for Financial Prosperity: What Do Debt Consolidation Services Offer?

Debt consolidation services are legitimate. They help you to simplify your debt reduction process by paying your creditors from one check that you give them. This costs money, though, and NCN, who’s gotten out of debt by himself, didn’t think that this was the way to do it. It’s more expensive, you lose a little control of your money, and you can do the same thing for free. And with all of the free resources on blogs like NCN’s, it makes even more sense to try to do it on your own.

• Flashback: Cut your insurance expenses Free Money Finance hosted the Carnival of Debt Reduction #21, and Personal Finance Advice's post, which encouraged people to look for better rates on auto insurance, is the subject of this week's Flashback.  When you're paying down debt, it's crucial to set aside as much as possible for the debt......
• Debt Consolidation Lowdown has posted! Thanks go to Debt Consolidation Lowdown for posting The Carnival of Debt Reduction #66!  I was a bonehead and scheduled him to host but didn't tell him until the end of last week, so an extra thank-you for being flexible!An especially good post was at The Simple Dollar.  He posts......

• Looking for Debt Consolidation Loans? When I was looking to eliminate my debt I looked at many methods. One way was debt consolidation. I called around for rates on personal loans at local banks, and eventually decided to transfer all my various credit card balances to 1 balance via a 0% credit card transfer offer.......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......