We’re always happy to have No Credit Needed host the carnival, and here is this week’s! Three groups of seven posts apiece on personal debt reduction stories, credit issues, and sharpening the saw on debt reduction tools.

Check it out!

• Packers take it home Carnival of Debt Reduction Congratulations to the Green Bay Packers for beating the Pittsburgh Steelers in Super Bowl XLV. Since it's unlikely that you were able to score 200% return on your tickets like those 400 people at yesterday's Super Bowl who were denied their seats -- and consequently got triple their money back......
• Debt Reduction Formula has posted the carnival Thanks go over to Debt Reduction Formula for hosting this week's Carnival of Debt Reduction! Four of the submitted posts caught his fancy: Frugal Dad asks: Is It Easier to Lose Weight or Pay Down Debt? Paid Twice talks about Debt As The American Way DebtFREE-Revolution posted on Too Much......

• Save a Load on Metamucil (and Personal Finance Links) In keeping with the trend I started around a month ago, here are seven things I think this week: I think that I found a new product that's worth buying coupons on Ebay. I saw that the local military commissary has Metamucil's Clear and Natural Fiber Substitute available for $6.99......
• Enough with the Credit and Debit Card Confusion Frank Curmudgeon - clearly knowledgeable in the world of finance - is wondering out loud why folks use debit cards instead of credit cards.  He appears proud of a history of never having used his own debit card to purchase anything.   This is a very intelligent man who is......