Thanks to I’ve Paid For This Twice Already for putting together a great Snowflake Edition Carnival of Debt Reduction!  Paid Twice has started a new website called SnowflakeRevolution.com which is designed to be a “compendium of snowflaking blogs” — the kinds of snowflakes that build up to be debt snowballs.

Here are her three Editor’s Picks for this week:

• Life Lessons of a Military Wife on the ugly payday loan
• David on Finance with the failure of neglect
• Natural Moms Talk Radio shares how she got out of debt

Please check out the Carnival for the rest of the great posts!

• The Carnival is up! (Did I really say that?) Thanks to On A Quest To Be Debt Free for hosting this week's Carnival of Debt Reduction!  This was an enjoyable Carnival to read -- lots of interesting misquotations! Here are the Editor's Picks: Joyful Days suggests trying a weekly cash budget. The Smarter Wallet gives ten tips for saving......
• Me vs Debt has posted a solstice carnival Many thanks to Me vs Debt for hosting Carnival of Debt Reduction #118.  This week's carnival has a winter solstice theme, complete with pictures of constellations that will be visible on the shortest day in the northern hemisphere.  Very clever! Her "Ursula Major" editor's picks were: Being Frugal's Twelve Days......

• Overdraft Protection Vs Payday Loans Over the past few years, it has been debated whether it is better to have overdraft protection on a personal debit or credit card or if it is better to take out a payday loan to cover end of the month expenses if the unexpected happens and the person runs......
• Payday Loan Lately, banks have enlisted the movement in providing brief term, little amount loans to clients all over the United States. Wells Fargo was the leading bank to announce cash advance imitation loans. They turned out to be the accelerator for organizations such as Fifth Third Bank, Religions Financial, and U.S.......