Thanks to I’ve Paid For This Twice Already for putting together a great Snowflake Edition Carnival of Debt Reduction!  Paid Twice has started a new website called SnowflakeRevolution.com which is designed to be a “compendium of snowflaking blogs” — the kinds of snowflakes that build up to be debt snowballs.

Here are her three Editor’s Picks for this week:

• Life Lessons of a Military Wife on the ugly payday loan
• David on Finance with the failure of neglect
• Natural Moms Talk Radio shares how she got out of debt

Please check out the Carnival for the rest of the great posts!

• No Debt Plan has posted this week's Carnival A big thank-you to No Debt Plan for hosting this week's Carnival of Debt Reduction!  He's organized the submissions in categories for your viewing pleasure.  His picks this weeks: Help My Money Grow thinks that retirement is not for everyone Early Retirement Extreme tells us why he won’t join the......
• Carnival number 64 is up at Necessary Virtues! Necessary Virtues has posted this week's Carnival of Debt Reduction!  A number of great articles in this carnival; here are some favorites.Matt Hutter tells how to avoid using credit cards.Credit Cave outlines his debt repayment plan.  (Keep it up Andy!)Free Money Finance shows how to pay off a boatload of......

• The Money Hacks Carnival #5 Is Up! The Money Hacks Carnival #5 is up! over at Antishay.com. It's a great roundup as always, and I spent way too much time this morning reading all the great articles.My article, Do You Have A Tax Refund Waiting For You? was included in the mix this week.Some of my other......
• Payday Loans Costing Money Payday loans can cost a fortune. If you apply for payday loan in the amount, $300 you'll pay back $360, i.e. if you do not roll over the loan another two weeks. Rollovers are costly. In fact, rollovers set up the guideline for high interest rates. In other words, payday......