Canadian Capitalist hosted Carnival of Debt Reduction #19, and this week’s Flashback comes from Investing Intelligently: Pay Down That Debt With Your Tax Refund.
These are Canadian personal finance blogs, but taxation is a sad reality in many countries, so this advice applies elsewhere as well.  This advice is especially timely in the United States, as not only will some of us get a tax refund, many of us will get a tax rebate.  These are both windfalls that can be used wisely or foolishly.  Prudent use of a windfall such as a tax refund can kick-start or add new life to a debt reduction program.  Watching that balance go down is a wonderful feeling, and watching it go down a lot is even better.

• Blogging Away Debt awaits your submissions You must submit.  You have no choice.   MWHAHAHAHA!!Actually, you do, but Blogging Away Debt will be getting next week's Carnival of Debt Reduction together soon, so get your submissions in by Sunday 5 PM!  (Also, she reminds submitters that this is a debt reduction carnival, and although general saving and......
• Flashback: Cut your expenses a bit Free Money Finance hosted Carnival of Debt Reduction #33, and this week's Flashback comes from Debt Sense: Cutting Expenses. In order to make extra payments toward credit card balance it helps to find places to cut expenses. Here are six places that Debt Sense suggests: Move to a less-expensive apartment.......

• The Great American Tax Refund - What Are People Really Doing With It? Our taxes were completed last month and we have already received our tax refund which was directly deposited into our account. We are using our refund for a vacation (trip to visit the relatives) later this year. Since we don't have debt, our emergency fund is fully funded, and our......
• New from the IRS! Use Your Tax Refund to Buy Savings Bonds Here’s something cool I learned at Mapgirl’s Fiscal Challenge. Apparently you can now use your tax refund to automatically buy I-series bonds from the U.S. government. As recently as three years ago, I was a huge fan of tax refunds. Despite the arguments against them, I liked getting a tax......