Personal Finance Advice hosted Carnival of Debt Reduction #17, and this week’s Flashback comes from Momma and the Boys: Lowering Credit Card Interest Rates.  Her researched showed that many people who called up their credit card issuers got a rate reduction — several percent, in fact.  This can be a big help on large balances.  I imagine that it helps to have a good payment record, but it probably won’t hurt to ask for a lower rate.  Anything to pay more principal and less interest.

• Blogging Away Debt has posted Carnival #116 A big thank-you to Tricia from Blogging Away Debt (who is now halfway toward her debt payoff goal!) for hosting this week's Carnival of Debt Reduction. Her five favorites from this week's submissions: Cooking Money posted on the side effects of being in debt I've Paid for this Twice Already......
• Flashback: Mind over matter Frugal for Life hosted Carnival of Debt Reduction #34, and this week's Flashback comes from Get Rich Slowly: Two Approaches to Debt Elimination. Facing debt reduction isn't easy, but if several debts are in the mix, which one do you attack first -- the small one, or the high-interest one?......

• Solve Common Credit Card Problems With 4 Simple Solutions Many people are finding out that having a credit card is not quite as beneficial as they once believed.  With interest rates skyrocketing, credit limits being reduced, and people having trouble paying off their balances, many people are discovering that they got in over their heads with their credit cards......
• The Best Places To Get A Low Rate Credit Card A credit card has become one of the most popular types of financial products obtained across the nation.  A credit card with a low rate can save you a great deal of money over the years in interest fees, especially if you are the type of person to carry a......