Free Money Finance hosted Carnival of Debt Reduction #12, and the post by Retire at 30 entitled Don’t Repay Your Student Loans isn’t exactly the crux of the post, but the point inside is a good one.  Some loans are worth paying off early.  (Actually, all non-productive loans are worth paying off as quickly as possible.)  But given the choice between a credit card balance and a student loan, paying off the credit card balance before accelerating the student loan payment is usually a good thing.  The terms of a student loan are usually a whole lot better than credit card terms.  In the case of Retire at 30, the student loan interest rate was 3.43% which is actually less than inflation now, so it’s really super cheap money.  It may be even advantageous to invest the money instead of pay it off early.  So, the point of the article is, pay off the debt, but if the terms are really good, don’t necessarily hurry.

• Flashback: Blog away your debt Consumerism Commentary hosted Carnival of Debt Reduction #32, and this week's Flashback comes from Money and Investing: Blog for Debt. This blogger had only $300 in consumer debt but getting a blog, monetizing it, and putting the income toward the debt is a great way to pay it off. Others......
• Flashback: Gain inspiration to reduce your debt Blueprint for Financial Prosperity hosted lucky Carnival of Debt Reduction #7.  The flashback post from that carnival comes from Chief Family Officer: Get Inspired! (To Reduce Your Debt) The quote from the post says it very well: "Sometimes it's hard having debt and finding the motivation to pay it all......

• How to Use a Credit Card (Without Going Into Debt) Last Friday, we had a great discussion about the socio-economic implications of credit-card rewards programs (or lack of implications, depending on your viewpoint). The conversation wasn’t nearly as tedious as my description makes it sound. In response to that article, Califia e-mailed: [Could you provide] a quick elaboration of this......
• 4 Reasons Not to Go Into Business Credit Card Debt The following is a guest post from PT of PT Money. If you are starting up a small business, or even if you've been running your business for a while, you may be considering a business credit card. There's certainly nothing wrong with having a credit card for your business......