Debt Reduction Formula has posted the New Year’s Resolutions edition of the Carnival of Debt Reduction.  The eleven posts submitted exemplify eleven different resolutions for getting out of debt or staving off debt.

Enjoy!  No Credit Needed is up next week.

• Welcome to Carnival of Debt Reduction #119 Good morning!  Thanks for stopping by, and I hope and pray that you and your family have a blessed Christmas. Welcome to this week's Carnival of Debt Reduction! A number of good articles this week, so let's get started. Some of my friends have consolidated their debt with a home......
• Carnival of Debt Reduction #54 is up! Blogging Away Debt has posted the 54th Carnival of Debt Reduction.  Tricia has knocked out over $10,000 in debt over the past seven months!  Congratulations!The personal debt reduction stories are always great, regardless of whether the actions taken were successful or not.  As with anything worthwhile, it's rarely a smooth......

• Debt Reduction and Personal Finance carnivals up! This week's Carnival of Personal Finance is up at Savvy Saver! Several blogs were new submitters to this week's carnival. Next week, the Capitalist Blogger hosts. This week's Carnival of Debt Reduction is up at Frugal for Life! Eight posts this week, and what looks like to be a......
• How Do You Do Get Rid of Credit Card Debt? If you're looking to reduce your debts without getting into a debt consolidation program, there are things you need to consider. Stop using credit cards. Hide them, freeze them, or perform a plasticomy. Use either a physical envelope budgeting method and take out money you need to eat, tolls,......