~Dawn over at Frugal For Life hosted Carnival of Debt Reduction #9.  One post from Personal Finance Advice from that carnival I remember if for no other reason than the name:

Credit card condoms

The premise in creating a prophylactic to fit over your credit card is to make you think twice about charging something.  Basically, the only person that will restrain you from using your credit card is you (or your spouse, or someone who’s helping you stay accountable).  Credit cards are already so easy to use and the limits on these cards are usually way higher than we can afford to pay off each month.  Merchants love them, because we spend more.  Credit card issuers love them because it has the possibility of getting us on the hook for a lot of money.

If credit card condoms aren’t your style and you want to make it harder for you to use, try freezing it in a block of ice, or burying it in the back yard.  Same results.

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