My Money Blog hosted Carnival of Debt Reduction #8.  He mentioned that he really liked this post from No Credit Needed, and I do too:

The Value of Waiting

Much of what gets me into trouble (as well as others) is impulse buying.  Eating out, grabbing a candy bar in the checkout lane, buying a soda from the vending machine, whatever.  Credit cards make buying things extremely easy.  This promotes instant gratification.

Emotions are powerful.  The senses are powerful.  These things are exploited mercilessly by marketers, and as a result we want to buy.  Stepping back from purchases like this for a while gives you the time and distance to reason through whether the item is worth the money or not.

• Gather Little By Little has posted the Carnival! A big thank-you to Gather Little By Little for hosting this week's Carnival of Debt Reduction!  Two posts on student debt caught his eye and rose to the top: Art of the Coupon presents emotes with a law student's lament. Tough Money Love calls the college student debt machine a......
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