My Money Blog hosted Carnival of Debt Reduction #8.  He mentioned that he really liked this post from No Credit Needed, and I do too:

The Value of Waiting

Much of what gets me into trouble (as well as others) is impulse buying.  Eating out, grabbing a candy bar in the checkout lane, buying a soda from the vending machine, whatever.  Credit cards make buying things extremely easy.  This promotes instant gratification.

Emotions are powerful.  The senses are powerful.  These things are exploited mercilessly by marketers, and as a result we want to buy.  Stepping back from purchases like this for a while gives you the time and distance to reason through whether the item is worth the money or not.

• Flashback: Credit card condoms? Hey, whatever it takes! ~Dawn over at Frugal For Life hosted Carnival of Debt Reduction #9.  One post from Personal Finance Advice from that carnival I remember if for no other reason than the name: Credit card condoms The premise in creating a prophylactic to fit over your credit card is to make you......
• Flashback: Know thy spending self Kirby on Finance hosted Carnival of Debt Reduction #37, and this Flashback is from Get Rich Slowly entitled The Psychology of Spending. JD points out: You cannot learn to control your spending until you understand what money means to you. Begin to notice your thought process and attitudes as you......

• Use a Credit Card to Boost Retirement Savings Mr. GoTo is not a fan of credit cards in general for two reasons.  First, way too many consumers abuse their cards and get themselves over their head in debt.  Second, card issuers have not treated consumers well, either in not adequately explaining the costs and risks associated with the card......
• New Site Lets You Buy Credits To INCREASE Your CO2 Ouput. In the category of What The Hell, a new site called CarbonDeductions allows you to INCREASE your carbon emissions. Yep, they let you buy credits that go towards cutting down trees from grasslands, and their goal is to offset all of Al Gore's "meaningless" carbon credits. What in the world......