A big thank-you to Tricia from Blogging Away Debt (who is now halfway toward her debt payoff goal!) for hosting this week’s Carnival of Debt Reduction. Her five favorites from this week’s submissions:

• Cooking Money posted on the side effects of being in debt
• I’ve Paid for this Twice Already … who posts on paying as much as she can vs. how much she could afford
• Bag Lady wonders when the American Dream became debt
• One Girl’s Quest is getting serious about debt reduction
• My Dollar Plan posts on when exactly does the 0% credit card expire

Be sure to check out the rest of the great posts in this week’s carnival!

• No Debt Plan has posted this week's Carnival A big thank-you to No Debt Plan for hosting this week's Carnival of Debt Reduction!  He's organized the submissions in categories for your viewing pleasure.  His picks this weeks: Help My Money Grow thinks that retirement is not for everyone Early Retirement Extreme tells us why he won’t join the......
• Flashback: Credit card condoms? Hey, whatever it takes! ~Dawn over at Frugal For Life hosted Carnival of Debt Reduction #9.  One post from Personal Finance Advice from that carnival I remember if for no other reason than the name: Credit card condoms The premise in creating a prophylactic to fit over your credit card is to make you......

• Credit cards are not for emergency use It seems to me that about the worst thing you can use a credit card for is an emergency. Why do I say that? My first credit card was a department store card. I got it solely for the purpose of "building credit". I think it had a $200 limit.......
• Credits Cards Really Aren't So Bad Reasons we use credit cards wherever and whenever we can, and how credit cards can earn you money....