Welcome to installment 93 of the Carnival of Debt Reduction! I’ve included a little over half of the articles submitted through the BlogCarnival.com form to keep the Carnival close to topic. So enjoy this week’s posts in the Carnival and be sure to check each one of them out!

• MoneyNing shares some experiences as Wells Fargo woos him with an upgraded no-limit credit card. He doesn’t see this as a “benefit,” and neither do I.
• Getting out of Debt highly recommends using a snowball method calculator to weigh your options as you get out of debt.
• Do you crave money? If so you’ll want to read this post by Compelled by Reality.
• I’ve Paid for This Twice Already (love that name!) shares a quick post on paying debt down by the penny.
• Forming relationships and support networks really matter when undertaking debt reduction, as The Happy Rock discusses.
• Here are thirteen ways to tackle that mountain of debt, from Stop The Ride.
• My Debt Relief Plan marries some advice on getting out of student debt and building up other skills to to accelerate the debt repayment.
• The Simple Dollar answers a reader’s question about withdrawing from a 401(k) to pay off credit card debt. Lots of discussion about Trent’s answer, so grab a cup of coffee!
• Home Finance Freedom discusses the decision to pay down a mortgage or invest. Not doing it correctly could result in a $200,000 blunder.
• No Credit Needed presents five options for determining which debt to pay off first.
• And finally, Bootstrapper serves up five reasons to get out of debt fast. They’re not all financial reasons!

Thanks for all of the great submissions this week! I appreciate your time!

• The latest Carnival of Debt Reduction is up! Silicon Valley Blogger at The Digerati Life has posted this week's Carnival of Debt Reduction in a cool question-and-answer format!  I invite you to check it out.The personal debt reduction stories and first-hand experience with debt reduction are the main types of posts that I had in mind when I......
• Welcome to this week's Carnival Here are this week's debt reduction posts for your reading pleasure (personal debt reduction story at the top!): Personal Finance Journey cut the cable and applied the savings to Operation Destroy Debt. Debt-Tips.com discusses the pros and cons of debt settlement. Free Money Finance calls the mortgage interest tax deduction......

• Recession's Silver Lining: Consumer Debt On The Decline Credit Karma recently released its U.S. Credit Score Climate Report reflecting data for July 2009. It revealed a few interesting trends, the most interesting being the continued decline of consumer debt for those currently holding a credit card. This means that, overall, Americans are paying off more than we are......
• Other Credit Card Options to Repair Your Credit If you've discovered you no longer qualify for traditional credit cards due to a low credit score, there are some other credit card options you might want to consider to start rebuilding your credit: Prepaid Credit Option Some companies issue prepaid credit cards and report your payments to the credit......