Welcome to installment 93 of the Carnival of Debt Reduction! I’ve included a little over half of the articles submitted through the BlogCarnival.com form to keep the Carnival close to topic. So enjoy this week’s posts in the Carnival and be sure to check each one of them out!

• MoneyNing shares some experiences as Wells Fargo woos him with an upgraded no-limit credit card. He doesn’t see this as a “benefit,” and neither do I.
• Getting out of Debt highly recommends using a snowball method calculator to weigh your options as you get out of debt.
• Do you crave money? If so you’ll want to read this post by Compelled by Reality.
• I’ve Paid for This Twice Already (love that name!) shares a quick post on paying debt down by the penny.
• Forming relationships and support networks really matter when undertaking debt reduction, as The Happy Rock discusses.
• Here are thirteen ways to tackle that mountain of debt, from Stop The Ride.
• My Debt Relief Plan marries some advice on getting out of student debt and building up other skills to to accelerate the debt repayment.
• The Simple Dollar answers a reader’s question about withdrawing from a 401(k) to pay off credit card debt. Lots of discussion about Trent’s answer, so grab a cup of coffee!
• Home Finance Freedom discusses the decision to pay down a mortgage or invest. Not doing it correctly could result in a $200,000 blunder.
• No Credit Needed presents five options for determining which debt to pay off first.
• And finally, Bootstrapper serves up five reasons to get out of debt fast. They’re not all financial reasons!

Thanks for all of the great submissions this week! I appreciate your time!

• Debt Reduction Success Story: Debt Hater A five-digit credit card balance is a lot to carry. Staring at that figure can be a bit overwhelming, and even if you know that the debt has to be paid off, the goal of a zero balance seems so far off that it's difficult to focus on the steps......
• No Debt Plan has posted the Carnival A big thank-you to No Debt Plan for hosting this week's Carnival of Debt Reduction.  Three of the submitted posts this week made Editor's Pick: Stop the Ride admits that something has to change Debt Reduction Formula reports on his outstanding debt for the month The Smarter Wallet has an......

• The Best Consumer Credit Cards There are six billion credit card offers sent to Americans each year. It’s almost impossible out of the dozens that one receives each year to pick out the best one. It becomes even more complicated, because the best consumer credit card isn’t the same for every single person. Some of......
• Weekly Round-Up: Packing It Up If you've been following my articles at Five Cent Nickel, you notice this week we starting to pack in anticipation of our big move.  We’re tackling all our out of season clothes and extra dishes and cookware we rarely use. We’re either packing them up or bagging them up to donate them.......