Welcome to 2007 everyone!  Thanks again to NCN who filled in the busy end-of-year schedule to post the first Carnival of Debt Reduction for 2007!

A few great personal debt reduction stories in this edition:

• Debt Hater with two posts on her lessons learned on debt and personal finances.
• Debt Free 4 Ever reports on his debt reduction progress for 2006.
• Blogging Away Debt has $13k in debt gone!
• Money Walks has a debt reduction progress report.

Thanks for all of the great posts, and thanks again NCN!

• Carnival of Debt Reduction is up at Pragmatic Finance Happy Tuesday, all!  Sorry for the late notice of this week's Carnival of Debt Reduction at Pragmatic Finance.  I'm on travel and my internet connection was down last night. In any case, lots of great articles.  Jason lists three of his favorites at the top, and Recovering Broke Guy had......
• Welcome to Carnival of Debt Reduction #119 Good morning!  Thanks for stopping by, and I hope and pray that you and your family have a blessed Christmas. Welcome to this week's Carnival of Debt Reduction! A number of good articles this week, so let's get started. Some of my friends have consolidated their debt with a home......

• Back to Basics: Reduce your debt Being in debt simply means that at one point you borrowed money to fund some purchase, and are now paying it back over time.  (For the purpose of this post, I'm not going to lump in "profitable" or "good" debt that is used to make money reliably for the borrower......
• Sunday Money Roundup - The $92K Real Estate Drop Edition. This week was very interesting as we looked at a few more houses around town here, and found that we can afford either a 3 bd, 2 ba house with a detached artists' studio (home office?) in-town with an acre of land and 360 degree views of the mountains that......