As promised, here are some of my picks from this week’s Carnival of Debt Reduction:

• Searchlight Crusade does his usual thorough job with this post on forty- and fifty-year mortgages. New and creative ways to goad people into taking on more debt than they can handle so that they’re forever trying to get rid of it.
• Tricia of Blogging Away Debt ran the numbers and found out what sending even more money to repaying debt can do.
• J.D. of Get Rich Slowly gives kudos to the debt snowball method after using it to pay off a whole lotta debt.
• Blunt Money wisely reminds us that thinking “it’s just $20″ when we spend money can have a huge impact on debt repayment, mortgages, and so forth.
• No Credit Needed surprises people when they ask: “You can do that?”

Next week, the Frugal Duchess hosts, so head on over to BlogCarnival.com and submit a great article about debt reduction!

• Carnival of Debt Reduction Thanks everyone for your patience with this week's Carnival of Debt Reduction. Terry Lange over at From The Unknown has had bad problems accessing his blog. He's given the good fight, and he's passed on this week's carnival here after putting it together. Thanks to Terry for putting this together!......
• NCN has posted the Carnival! No Credit Needed has posted this week's Carnival of Debt Reduction!  A big, huge thank-you to NCN for keeping the Carnival rolling over the end-of-year festivities.  His blog was probably the first debt reduction blog I ran across when starting my own blog.  He's gone from owing a whole lot......

• 3 Credit Lessons from the Economic Crisis Governments are meant to lead by example, regardless of whether they intend to or not. Sometimes they give us examples of what not to do as well as examples of what to do. Wall Street executives also happen to be unwitting role models to people all over the world. Still,......
• Personal Finance and Debt Reduction carnivals! They're up! Step right up and get your FREE money posts! MyMoneyBlog.com did a great job with this week's Carnival of Debt Reduction. Eight posts this week -- both with people who advise others in debt reduction and those who are reducing debt themselves. I encourage you to check......